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Private individuals Drive Electric
  • Battery cover
  • Breakdown assistance
  • Covered against cable theft 
The best way for your electric car insurance

With Drive Electric, we offer 3 solutions that can be customised to cover everybody's needs. These range from the minimum cover to the most complete solution and include the distinctive features of an electric vehicle, including theft of the recharging cable, breakdown assistance and battery coverage.

We also collaborate with Enovos and electris, 2 major players in the energy sector in the Grand Duchy of Luxembourg, in order to offer you the best possible service when purchasing your vehicle.

Your advantages Drive Electric
Cover of the battery

The battery is covered in any event (in case of accident or fire).

Breakdown assistance

In the event of a "power failure", you are covered by the breakdown and accessory assistance guarantee (optional).

Cable theft

Your recharging cable is covered in the event of theft by the breakdown assistance and accessories guarantee (optional).

2 insurance plans to protect your vehicle
Essentielle Plan
Benefit from optimum protection Contact us

The guarantees

  • Third-party liability
  • Legal defence and claims
  • Protected driver
  • Assistance
  • Roadside assistance
Optional guarantees
  • Damage Pack
    • Fire
    • Theft
    • Glass breakage
    • Natural disasters
    • Animal collision
  • Mobility Pack
    • Replacement vehicle
    • Transported goods and luggage
    • Taxi
  • Modification Pack
    • Specific modifications
    • Accessories & branding
  • Vehicle value protection / buy-back
Intégrale Plan
Cover for every need Contact us

The guarantees

  • Third-party liability
  • Legal defence and claims
  • Protected driver
  • Assistance
  • Roadside assistance
  • Material damage
  • Fire
  • Theft
  • Glass breakage
  • Natural disasters
  • Animal collision
Optional guarantees
  • Mobility Pack
    • Replacement vehicle
    • Transported goods and luggage
    • Taxi
  • Modification Pack
    • Specific modifications
    • Accessories & branding
  • Compensation Pack
    • Vehicle value protection / buy-back
    • Bonus-malus protection for material damage
2 insurance plans to protect your vehicle
Essentielle Plan
Benefit from optimum protection Contact us

The guarantees

  • Third-party liability
  • Legal defence and claims
  • Protected driver
  • Assistance
  • Roadside assistance
Optional guarantees
  • Damage Pack
    • Fire
    • Theft
    • Glass breakage
    • Natural disasters
    • Animal collision
  • Mobility Pack
    • Replacement vehicle
    • Transported goods and luggage
    • Taxi
  • Modification Pack
    • Specific modifications
    • Accessories & branding
  • Vehicle value protection / buy-back
Intégrale Plan
Cover for every need Contact us

The guarantees

  • Third-party liability
  • Legal defence and claims
  • Protected driver
  • Assistance
  • Roadside assistance
  • Material damage
  • Fire
  • Theft
  • Glass breakage
  • Natural disasters
  • Animal collision
Optional guarantees
  • Mobility Pack
    • Replacement vehicle
    • Transported goods and luggage
    • Taxi
  • Modification Pack
    • Specific modifications
    • Accessories & branding
  • Compensation Pack
    • Vehicle value protection / buy-back
    • Bonus-malus protection for material damage
Optional covers tailored to your needs
Damage Pack

Add this pack to the "Essentiel" plan to protect your vehicle against:

  • Fire
  • Theft
  • Glass breakage
  • Natural disasters
  • Animal collision

If you choose the "Intégrale" plan, your vehicle is already protected for these types of damage.

Mobility Pack
  • A replacement vehicle for up to 60 days, depending on selected level.
  • Cover for transported goods and luggage.
  • Taxi cover included if you are unable to drive (up to twice a year).

 

In the event of a breakdown, accident, or even glass breakage, you get a replacement vehicle suited to your needs, with no unpleasant surprises. Your personal belongings are also protected.

Stay mobile, even when your car isn't.

Modification Pack
  • Accessories covered (bike racks, roof boxes, etc.)
  • Wrapping or paint protection covered.
  • Support for specific modifications (e.g. professional vehicles, taxis).
  • Cover amounts based on selected level (up to €15,000).

 

Whether you’ve personalised your vehicle for leisure or work, Drive protects your equipment and modifications. You're covered in case of a claim, without needing to justify each change.

Compensation Pack
  • Buy-back of your vehicle at purchase or appraised value (depending on vehicle age).
  • Bonus-malus protection for material damage in case of a claim (free if you have a -3 bonus).
Pack dommages

Ce pack vient s'ajouter à la formule "Essentielle" pour protéger votre véhicule en cas de :

  • Incendie ;
  • Vol ;
  • Bris de Glaces ;
  • Forces de la Nature ;
  • Heurt d’animaux.

Ces garanties sont déjà comprises de base dans la formule "Intégrale".

 

“Off-Road” Plans

Your vehicle is temporarily not in use (in storage, awaiting sale, under long-term repair)? The "off-road" plans allow you to continue protecting it from major risks—without paying for unnecessary cover.

Two levels tailored to your needs:

  • Essential off-road plan: Third-party liability, fire, legal defence & claims
  • Comprehensive off-road plan: Third-party liability, fire, theft, glass breakage, natural disasters, animal collision, and legal defence & claims

➡️ For parked and unused vehicles.

 

This is a non-exhaustive list of available packs. For the full list, don’t hesitate to ask your agent.

Flexible covers levels to match your needs

Mobility and Modification packs are available in 3 levels depending on your needs:

Pack Type Level 1 Level 2 Level 3
Mobility pack      
Replacement vehicle Max 30 days Max 45days Max 60 days
Luggage & goods € 500 € 1 000 € 3 000
Taxi 2x /year 2x /year 2x /year
Modification pack      
Accessories & branding € 500 € 1 500 € 5 000
Specific modifications € 5 000 € 10 000 € 15 000

 

Drive Electric makes your life easier!
Your free enodrive charging badge

When you take out Drive Electric insurance, you receive a free enodrive badge.

With almost 200,000 charging points in Luxembourg and throughout Europe, enodrive is the ideal solution for recharging your electric car on the move.

Your charging station made easy with electris

For all Drive Electric customers, the electris experts offer special advice on the choice and installation of a home charging point. In addition, they will personally guide you through the administrative procedures (in the context of obtaining state aid).

Related documents
Insurance Product Information Document (IPID) IPID Drive pdf - 329 KB
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