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Private individuals

Car and home insurance in Luxembourg: DRIVE + HOME

Bundling your car and home insurance. It makes sense.

Baloise car and home insurance in Luxembourg

Two different insurers means twice as much to keep track of: two renewal dates, two customer service teams, and two claims to file in the event of an accident.

With DRIVE + HOME, manage both your policies in one place with Baloise. 

Why bundle your car and home insurance policies?
Centralised management

Both your contracts in a single client space. Cancellations, updates, documents: all in one place.

Discount in the first year

By bundling your contracts with Baloise, you’ll benefit from a preferential rate that’s automatically applied to your premiums in the first year.

A single point of contact

Whether it’s a claim, a query or a change in circumstances, you’ll always be in touch with the same insurer.

Get your DRIVE + HOME quote

Please enter your details below. An advisor will contact you shortly to put together a personalised quote, with no obligation.

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Frequently Asked Questions about DRIVE + HOME
What is DRIVE + HOME at Baloise Luxembourg?

DRIVE + HOME is a package offered by Baloise Luxembourg that allows you to take out your car insurance (DRIVE) and home insurance (HOME) with the same insurer. The two policies remain separate and retain their respective cover, but they are managed together by a single point of contact, with a price advantage the first year.

Have my two contracts been merged into one?

No. DRIVE and HOME remain two separate policies, each tailored to its specific purpose : your vehicle on the one hand, your home on the other. What has changed is that both are managed by the same insurer: Baloise. You have a single point of contact, a single relationship, and a discount the first year for bundling your insurance policies.

What are the benefits of having both insurance contracts with the same insurer?

There are several clear benefits to entrusting your car and home insurance to Baloise:

  • A single advisor who understands your entire situation
  • Simplified procedures for any queries, changes or claims
  • Optimised rates thanks to the DRIVE + HOME combined package
  • A comprehensive overview of your cover, without having to coordinate two different insurers
Does the price discount apply to both contracts or just one?

The DRIVE + HOME discount applies to all your premiums once you combine your two policies with Baloise. Your agent will specify the amount in your personalised quote.

What are the eligibility criteria for the DRIVE + HOME offer?

The DRIVE + HOME offer and the associated discount are subject to the following conditions:

  • If you already have a DRIVE policy (car insurance) with Baloise and wish to take out a HOME policy (home insurance), you are eligible for the offer.
  • If you already have a HOME policy (home insurance) with Baloise and wish to take out a DRIVE policy (car insurance): you are eligible for the offer.
  • If you are not yet a Baloise customer and wish to take out both policies at the same time: you are eligible for the offer as soon as you take out both policies together.

The discount applies only in the first year.