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Ten-Year Warranty: how to be protected against defects ?

September 20, 2021
When you take delivery of your new home and even though an inventory may have been drawn up with the project owner, you are not protected from a defect which may cause serious damage to your property. Such defects may not be apparent when the keys are handed over, but can appear years later. Hence the need for 10-year Civil Liability warranty.
What is 10-year Civil Liability Warranty?

This insurance enables you to pay for the cost of repairing material damage to a building, without prior investigation into liability, for a period of up to 10 years from the date of delivery of the property.
What protection is offered by 10-Year Civil Liability Warranty?

10-year Warranty Liability Cover protects you against all damage affecting the stability or strength of the essential construction works: 

  • The main structure (the foundations, structural works, and load-bearing components);
  • The fixed components ensuring the enclosure and covering of the construction;
  • The waterproofing of roofs, terraces and coverings;
  • The smaller works and movable parts of the enclosed or covered area will be insured for two years;
  • Equipment.
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