However do you remember the purchase of your last car insurance? Most likely not, only the price remains in your memory.

And if we change that? What if choosing your insurance would take a different turn?

To make this possible, it is essential to know what you're exactly looking for and what your insurance will be used for. To keep it simple, 3 possibilities are available to us:

1. The minimum, choose a contract that allows you to drive and be insured in case you rear-end a car.
2. Choose an intermediary solution that will cover your car in case of theft, scratches and damaged windows.
3. The best of the best, the insurance that covers everything, even the littlest scratch made.

Let's be honest, the more you choose your insurance to cover for, the more expensive your insurance premium will be. It's as if you'd choose between a 3 or 5 star hotel.

Now you can go for the optional and extra choices that make us happy. Knowing that multiple possibilities exist, limit yourself to the elements that you think are essential.

The first and most important option concerns the driver. Make sure that you are insured because it would be foolish to pay for an insurance that doesn't protect you in case of an accident. Also, be careful about the amounts that are insured because there can be big differences.

Other two guarantees that deserve awareness are 'the replacement vehicle' and 'the vehicle's refund value'.

In the case of the replacement vehicle, check the number of days you are entitled to and the circumstances arranging your mobility.

For the other guarantee, take a look at how you will be reimbursed if your care were destroyed. In fact, multiple possibilities exist: new value, purchase value, real value, etc.

As already mentioned, other options exist too, for instance the guarantee for luggage, accessories, breakdown assistance, etc. Explaining everything would take some time so if you have any further questions, don't hesitate and ask your agent.